Wells Bank offers a debit card to qualified customers to use in lieu of a check at most merchants. Your card speeds you through the purchasing process, and allows you to obtain cash back with your purchase and works in most ATM machines. Stay on this page to learn more about our ATM Cards and a service to help protect against unauthorized use of your Wells Bank Mastercard Debit Card.
Wells Bank offers an ATM card to qualified customers to allow them to access an automated teller machine (ATM) for transactions such as deposits, cash withdrawals, obtaining account information, and other types of banking transactions.
FAQs about debit cards
How long does it take to get my Wells Bank Check Card?
After receiving your application, it typically takes 10 to 14 days for you to receive your Wells Bank Check Card in the mail.
How do I know my PIN?
Your PIN will be delivered to you by mail 2 to 3 days after your actual card.
What is the first thing I should do after receiving my card?
You must activate your card by using it at a Wells Bank ATM with your PIN or call the number provided on the front sticker of your card.
"Credit or Debit?"
When using your Wells Bank Debit Card, you may be asked “Debit or Credit”. Your Wells Bank Check Card works either way. The main difference to you is that when you choose “credit” you should be asked to sign the receipt or an electronic display. If you choose “debit” you will be asked for your PIN. You will not be charged by Wells Bank for either type of transaction.
How can I protect my Debit card?
Be sure to read the information below about Mastercard Securecode to learn more.
Faqs about ATM cards
What is the first thing I should do after receiving my ATM card?
You must first activate your card by using it at a Wells Bank ATM with the PIN that is included with your card.
What do I do if I forget my pin?
If you forget your pin then you will have to get a new ATM card. We cannot retrieve your PIN and we cannot reset your PIN so it is important that you remember it.
Debit Cards vs. ATM cards
Wells Bank Debit Cards:
- A Wells Bank MasterCard Debit card may be used to receive cash at an ATM or make point-of-sale purchases anywhere MasterCard is accepted.
- Wells Bank Debit cards are personalized with the cardholder's name.
- Wells Bank Debit cards arrive in the mail 10 to 14 days after they are ordered.
- Wells Bank Debit cards can also be printed for Instant Issue.
- Wells Bank Debit cards have a $2,000 per day limit at point of sale and a $500 per day limit at an ATM.
Wells Bank ATM Cards:
- With a Wells Bank ATM card, cardholders can withdraw cash at an ATM.
- Wells Bank ATM cards do not bear the cardholder's name on the card.
- Wells Bank ATM cards are issued immediately at the bank.
- Wells Bank ATM cards have a $500 per day limit